What clients say about working with Rik.

Rik was amazing! He made my HELOC process easy and fast. I would recommend his service to anyone!

Rik was fantastic, worked hard to get us a great rate and was always in direct contact with

Rik was on top of the loans we did and he was very helpful make sure we had the right paper work we needed.

Amazing! Rik has helped us immensely with 3 refinances and has been working with us since 2017.

Rik is the best in the business!

Rik made the refi process so easy for us. He helped us lock a great rate. Thank you Rik!

Rik was such a pleasure to work with! Very knowledgeable, helpful, and professional! Recommend him 10/10!!

A+ service & advice. Would definitely recommend. Thanks for all the hard work!

Great service; best ever!

He takes care of everything, no stress, super easy

it was easy to work with Rik

Thank you so much Rik!

Thanks for the fantastic job, Rik!

A+ quality service and attention to detail! Quick and painless!

Rik is easy to work with and communicates well with his clients. He is easy to work with on loans.

Kind, pleasant, very informative, always felt he had time for my questions

Everything thank you so much Rick for all your help

I’d recommend Rik to anyone. Promptly answered questions, very responsive and knowledgeable, and made my refinance easy and streamlined!

Thank you Rik! Rik made it painless and easy to substantially lower my mortgage. I can't thank him enough. I highly recommend Rik.

Super fast and super easy. Rik delivered on everything he promised in the time he promised while making thr processes and simple and easy on me

Rik is great to work with. He always communicates promptly and answers questions. It is a pleasure to work with Rik and I would highly recommend him for your mortgage needs.

Super fast and super easy. Rik delivered on everything he promised in the time he promised while making the process simple and easy on me

Rik was very knowledgeable and made the process seamless in a short period of time. Would recommend him to any of my family or friends

Rik is very knowledgeable. Willing to answer any question or concerns we may of had. Very reliable and easily to reach anytime of the day. Highly recommend his services!

Thank you so much for the amazing help Rik! You were so awesome every step of the way. We appreciate you and all your time you spent going back and forth with us.

Rik was exceptional in finding us the best rate and the process went quickly and easily! Would definitely recommend refinancing with Rik!

Rik at Straight Forward Mortgage was amazing! My husband and I got a super low rate and applying was easy and stress free. I highly recommend it!

Rik makes you feel very important he is attentive and he explains everything really well I would recommend him to friends and family for sure thanks Rik for all you do !!

Rik knew exactly how to handle everything. Rik was able to get me a great rate and it was painless and quick!! I’ve already referred him to many people. Thank you!

Very easy process, Rik was available at different times and various communication methods to work around my work schedules.

There was great communication during the entire process. Easy to understand emails and even videos to help understand what each step was.I would definitely send people his way!

Rik is top notch when it comes to his services. I consider him family. I want to thank him for all the hard work, and I look forward to working with him in the future!!

Rik was punctual, knowledgeable and attentive in my process of refinancing which made it an easy process. Thanks Rik

Rik made my experience very easy. He communicated well and frequently. The process was honest, fair and transparent. No surprises! I look forward to woking with him in the future.

I had a great experience working with Rik, he was very savvy and patient. He answered all my questions promptly , and walk me through them whenever I needed them. Now, we are starting to get a loan for my parents based on all that Rik did for me and my family. Thanks, Rik!

I was originally refinancing with another company but Rik was able to beat the other offer I got from another lender. He was dedicated, responsive, and eager to help me through every step of the refinance. He was readily available to answer all of my questions and address any concerns I had. He delivered on his promise! I am very happy with the whole process and highly recommend Rik for your refinancing needs. Thank you Rik for working so hard to get this loan funded!!!! I really appreciate it!

Well, I'm happy to say that I finally found someone I can trust after purchasing a home and having it refinanced. After refinancing the first time, I was referred to Rik by family members. I had Rik look over my Closing Disclosure for a refinance that I signed with a notary the day before. Not only did Rik let me know I was seriously being ripped off, he offered to beat the rate and price that nobody else could match and to expedite the process immediately and close my loan within 2 weeks. I happen to be living in Northern California and he was in Southern California which made no difference whatsoever.   After completing my online application, I can tell you that Rik and his team worked around the clock to close my loan in 2 weeks just like he said. The communication I received from Rik and his team was friendly and professional of the highest standards! I never felt like there was any lack of communication. Any little problem that happened like problems with my home or flood insurance, Rik and his team went out of their way to handle them immediately and it was amazing!  All I can say it that you want Rik on you team, and I will be contacting him for future purchases and referring him to everyone I know. I would highly recommend him as being the first person to call for a home mortgage or to refinance. If he wasn't the first you called already, it's never too late or to get a second opinion because I did, and it was the best thing I could have done!

I would refer Riks services. He was extremely helpful, quick to respond and worked hard to get me the best option for my situation. He was very detailed and took time to ensure I understood the whole process. Overall it was a good experience.

I would refer Riks services. He was responsive, and ensured I understood each step of the process. He worked hard to make sure I was getting the best deal for my situation. I had a great experience working with him.

Rik at Straight Forward Mortgage was so incredibly great! He had excellent communication and was very supportive during the entire process. He took the time to answer all our questions and review documents in detail. Our recent home purchase loan with this company was honestly one of the best experiences we have had with a lender! It was quick, seamless and straightforward!

Rik took every opportunity to go above and beyond. I had a great experience buying a house with him. I would recommend Rik to my family and friends without hesitation. Thank you Rik for making my dreams come true.

Rik was exceptional from the start. He was extremely informative, yet never pushy. I truly felt like he had my best interest in mind. From the very beginning, he was extremely responsive to my inquiries and then throughout the process he would frequently send me a text here and there to keep me updated, which was important for me because of the challenges experienced during the COVID-19 lockdown When and if I ever need any mortgage service, my first call will be to Rik. He was terrific. UPDATE: Huge thanks to Rik Purpura!!! We refi'd our home in December after Rik proactively contacted us with an opportunity that he wanted us to know about. The guy is a rock star! He’ll always shoot straight with you and will watch out for your best interest. 👍😎🍒 (I just now caught my inadvertent pun... 😂) For any mortgage need, you NEED to talk to Rik!

Rik did an awesome job of helping us refinance our home, getting us a great rate and making the process quick and easy! He was great at communicating the steps along the way and very fast at replying to any questions. I feel like the entire process was so fast and that Rik took care of everything. We just did some paperwork online... and a few weeks later we were all set! I definitely recommend using this company if you are looking for someone who will help you get a great rate, is good at communicating, and makes the home mortgage process less stressful!!

Rik is very responsive, communicative and accommodating. He was able to get us a great rate on our refi and close very quickly and painlessly. Highly recommend using Rik for any refi or new loan.

My overall experience with Rik was excellent. We were doing a Refinance. Rik was very helpful throughout the whole process. We got a great Rate and answered all of our questions. We even got to do everything online and it was so convenient with our busy schedule. This is our fourth time working with Rik and I would recommend him to all my friends and family

Our experience with Rik is alway great. He’s super knowledgeable and informative. He’s was able to close for us quickly even with some obstacles we ran into. He was always there for us to patiently and thoroughly explain, even when we called him randomly with questions. I highly recommend him and will be using him for any of out future needs.

Rik Purpura and his crew was super easy to work with, they had good communication , and just made this whole process a good experience. I strongly recommend Rik for further loan needs and questions.

Rik was amazing! He help us purchase our first home. He got us a great VA loan with a very low rate! He was there day and night helping us through the transaction, explaining everything ever step of the way. We highly recommend Rik to anyone that is looking to purchase a home or in need of a refinance. Thank you!

Thank you Rik for all you hard work, frequent communication and dedication to keeping my goals of a refinance a top priority! Hands down would recommend you to my family & friends. If you're looking for a lender that truly cares to see the loan through, start to funding - Rik is your guy!

Rik was super helpful throughout the whole process. This is second time Rik has helped us refinance our home. Lender required an appraisal which fell short of what we expected but he was going to get us reimbursed for the cost. He was quick to respond and worked around my night schedule. Would definitely recommend.

I had a great experience with Rik Purpura and would recommend him to anyone who is looking for a mortgage consultant. Rik was helpful and knowledgeable when helping me with the paperwork and the process to get a mortgage for my home. Without his help I wouldn't have found the perfect home for me and my family.

Rik helped us with all our mortgage needs. He was always available and very knowledgeable throughout the entire process. I always refer my family and friends to him knowing he will go the extra mile in helping them obtain their dreams.

I had a great experience with Rik Purpura and would recommend him to anyone who is looking for a mortgage consultant. Rik was helpful and knowledgeable when helping me with the paperwork and the process to get a mortgage for my home. Without his help I wouldn't have found the perfect home for me and my family.

I recommend Mr. Rik Purpura as your Realtor Mr. Purpura was Very Proficient and, professional with Helping us with all our question’s and needs. Rik is very knowledgeable in profession and career field.

I worked with Rik when I first bought my home. He walked me thru everything step by step. Which was amazing because not everyone does that. But what really impressed me was when I went to refinance my home! As now with the whole COVID pandemic it’s really hard to provide proof of employment... We had some hiccups on the way. But that didn’t stop him. He got me a lower rate than the first quote that we got! I love his 1:1 and dedication to you. He truly cares about his clients! There was100% communication with Rik. I would highly recommend him and would return when we are ready to buy another home. — Maria Cruz

I've worked with quite a few mortgage people thru the yrs. Rik by far is the best experience I've had working for a mortgage. Rik was always available to answer silly questions, an the tough ones too. I can not say enough good things about the work that he has done for me an my family.

We recently used Rik Purpura to refinance our house, and he was awesome. Steve is a pure professional and was very responsive throughout the process. We will definitely be recommending him to others in the future.”

Rik has worked with us on our last three loans and we couldn't be happier. He is courteous, prompt and a subject matter expert, which is hard to come by these days. He does a great job communicating throughout the process and is always a friendly face. I have known Rik for over 20 years and it's great to see him taking care of so many people. No need to keep looking for mortgage help, Rik is your man.

Rik has worked with us on our last three loans and we couldn't be happier. He is courteous, prompt and a subject matter expert, which is hard to come by these days. He does a great job communicating throughout the process and is always a friendly face. I have known Rik for over 20 years and it's great to see him taking care of so many people. No need to keep looking for mortgage help, Rik is your man.

Smooth and easy. I am regretting waiting so long to refinance but know that it is because I dreaded all that paperwork. Rik made the whole process very manageable and I saved a bundle going from a 30 to 15 year fixed. Would absolutely recommend to friends and family.

Rik is very personable well spoken and very professional, he followed through on all matter pertaining to my refi so that there wasn't any set back in getting my loan done in the time that was quoted Thanks Rik & straight forward Mortgage.

Our overall experience with Rik was excellent. He walked us through everything and was very knowledgeable and answered all of our questions and even offered solutions we hadn't considered. My sister recommended him to us and i will definitely recommend him to family and friends. We been living in our house for over a year and we couldn't be more happier. Thank you Rik!!

Working with Rik and his team at straight forward mortgage was a very simple 'straight forward' process. Constant communication and easy to understand all the way through. I highly recommend them.

I have refinanced with Rik before and there is a reason I came back to refi again with him. His customer service is like none other. He’s always there to answer any questions you may have. I will always use Rik for my home loan needs. Thank you!

Rik is very professional , knowledgeable , he also has a personable side to him he listens to his clients and takes time to answer every question. I will always be a returning client thank you Rik for you patience and making everyone feel important

Rik helped us lock in a great rate for a refinance and it was a very seamless, quick, and easy process. He was quick to respond to any questions we had throughout the process and always very helpful. Would highly recommend Rik!

Rik is a fantastic mortgage pro who really makes the mortgage process convenient and hassle free. Rik and his Straight Forward Mortgage team really do make the mortgage process straight forward, including helping you to get a great low rate. If you're buying a home or refinancing in California, and you are looking for a mortgage broker, you need to talk with Rik. Rik comes with my highest recommendation!

30 days start to finish! I am so pleased with the expertise, prompt response and constant communication with Rik and his team! He is as good as it gets. Hint: the language and acronyms are a different language-- but Rik is great and breaking it down and explaining in relatable terms.

Rik was in constant communication throughout the entire process. Reaching him my phone, email, or text was always easy and his replies were prompt and informative. Thank you Straight Forward Mortgage for helping to make the refinancing of our home the easiest refi we've experienced !

My Dad is the one who referred us to rik for refinancing. He said he had a great experience! I was very pleased with his service and the outcome! He's there to answer questions whenever you need him! We got a lower rate and payment than expected. definitely give rik a try you won't be disappointed. Thank you for all of your hard work!

Rik was Very Professional and he was very knowledgeable in his field of work. Rik to very good care of all our needs in a timely manner and, was able to answer all of our questions. I highly recommend Rik Purpura to everyone whom is on the Market to Buy, Sell or refinance a Home.

Rik was in constant communication with us which put me at ease a lot during the process. He was amazing and got us the best rate. We were really happy with the process and felt like he was on our team giving us the best rates.

Rik did a great job getting our a fantastic rate on our mortgage and from the very beginning to getting our final docs it was a very easy process for us. The loan processor asked for more information before we got our final docs, and Rik was a huge help in getting that info to the loan processer and the the loan to the finish line. Rik was always available to answer any questions we had, and kept the process very easy for us. Thanks Rik for all your hard work.

My wife and I have never been through a refinance.Rik made the process simple and explained everything to us so it was easy for us to understand.Rik is very quick to respond with any questions we had.He was in constant communication with us to let us know the status of our refinance.I would definitely recommend him to any of my family and friends looking to refinance or is looking to buy a home.

I had a great experience with Rik. Communication was great from the start to finish. I highly recommend him and services. At the end i found a beautiful home. I been living at this property for 8 months and Rik still keeps in touch just check in on me. My overall experience with Rik was excellent

From start to finish working with Rik Purpura was simple, pleasant and easy to understand. Rik has an ability to break down the complicated process of a mortgage loan and make it comprehendible. Thank you Rik for helping my family and I get the best rates with great service.

Rik was great to work with during our refinance. He was very informative and made sure we understood each step of the process. Everything was fast and smooth thanks to Riks expertises. I 100% recommend him. And will definitely be reaching out to him for any of my future needs.